We need to stop using credit cards in South Africa - Need to use Mobile Phones instead

We need to stop using credit cards in South Africa - Need to use Mobile Phones instead

While restaurants are getting rid of plastic straws and stores make you pay for plastic bags, there is another “plastic problem” in South Africa – credit cards and loyalty cards.

“We live on our phones. Mobile commerce, or mcommerce, is a way of life. And the technology exists not only to pay, but to earn loyalty points and redeem rewards seamlessly, with your phone. No cards,” said White.

“Countries like China and India have almost entirely eradicated cash and cards. Consumers pay for just about anything, anywhere, using their phones through apps such as AliPay and WeChat Pay.”

These apps provide customers an easy, frictionless payment experience – while gaining greater insights into customer behaviour and enabling them to increase customer loyalty through personalised discounts and promotions.

I do have a pack of loyalty cards still but I must say my most commonly used shops do have mobile apps for loyalty points and rewards... but not for payments unless it is redeeming rewards. The two that I do use for payments require me to top the app from my credit card first. It could certainly get more seamless and integrated.

See https://mybroadband.co.za/news/banking/292256-we-need-to-stop-using-credit-cards-in-south-africa.html


We need to stop using credit cards in South Africa
While restaurants are getting rid of plastic straws and stores make you pay for plastic bags, there is another “plastic problem” in South Africa – credit cards and loyalty cards.

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